Apple has expanded the trial of its digital-first credit card to around 70,000 of its retail employees.
In March, the tech retailer announced plans to launch a new credit card in partnership with Goldman Sachs, which is reportedly due for launch in the US over the coming months.
According to Bloomberg, Apple has now launched the first major trial of the card, rolling out an internal beta programme with its global retail workforce.
The card will be tied to Apple Pay, working globally where the payment service is accepted, and allowing users to track spending via the Wallet app on iOS placing a particular focus on transaction privacy.
Users will get a two-per cent cash back on all Apple Card purchases, rising to three per cent on all items bought via the Apple store, and no common fees like foreign-transactions or late fees will be included.
A physical titanium version of the card is also being offered, which will allow users to purchase items where Apple Pay is not accepted.
Screenshots of the employee beta, seen by Bloomberg, seem to show that the test card is able to pay bills, receive daily cashback, view order status, receive technical support via text message, schedule payments and even manage connected bank accounts.
It is understood that Goldman Sachs will handle the payment processing, credit obligations and disputes.